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Yes, you can finance a pool.

It is the normal way people buy a pool, not a fallback. We work with two lenders who do nothing but home improvement and pool projects, so the terms are built around a construction timeline instead of a car loan.
How it works

Start with a number, not a guess.

Pre-qualifying takes minutes and does not touch your credit score. Knowing your range before we design is the single biggest thing that keeps a project moving.

Checking does not hurt your credit

Both lenders pre-qualify with a soft pull. You can see real numbers before you commit to anything, and your score is untouched either way.

Often no lien on your home

Unsecured options are common on pool projects, which means your house is not collateral. That is the question most people are actually asking.

You are not talking to a lender here

We build pools. We introduce you to the lenders and stay out of the money side. Nobody here sees your credit file or earns a commission on your loan.

Two lenders, both pool specialists.

We do not send you to a general home improvement desk that has never funded a gunite build. Both of these understand draw schedules and why a pool takes the time it takes.

Lyon Financial

One of the longest-running pool-specific lenders in the country. Worth a look first if keeping your home out of it matters to you.
Unsecured options, so in many cases no lien on the home
Terms written around pool construction rather than a generic loan
Decades of doing only this

HFS Financial

Fast pre-qualification without a hard credit pull. Usually the quicker of the two if you want a number today.
Soft pull to pre-qualify, so checking costs you nothing
Broad home improvement scope, useful if the deck and landscaping are part of it
Straightforward online process
Backyard Blues Pools is not a lender and does not originate, broker, or service loans. Financing is offered by independent third parties, and all rates, terms, and approvals come from them and are subject to their credit review. We do not receive your credit report or financial details. Talk to the lender directly about anything specific to your situation.

How it works.

01

Get a number first

Pre-qualify with either lender before you have a design. A soft pull takes minutes and tells you the range you are working in, which makes every conversation after it more useful.
02

Design to that number

We come out, measure, and draw a pool that fits the budget you actually have. Knowing the range up front is the single biggest thing that keeps a project from stalling halfway
03

Funds release as we build

Pool loans pay out against construction milestones rather than all at once, so the money moves as the work does. We coordinate with the lender on the schedule.

Find out where you stand.

Tell us about the project and we will point you at the right lender and get a design consult on the calendar. No cost, no obligation, and no credit check from us.
What are you financing?
Where are you in the process?
Frequently Asked Questions

Financing questions.

Yes. Most of the pools we service were built by someone else, some of them decades ago. It makes no difference to us.

It depends on the season and on what is wrong. Peak summer is busier than October, and a pump that has failed completely gets prioritized over a cosmetic issue. Call the service desk and we will give you a real window rather than a hopeful one.

Properly, which means testing rather than guessing. Water can leave a pool through the shell, the liner, the fittings, the skimmer, or the underground plumbing, and each one is found a different way. We isolate it before anyone starts digging or cutting, because the alternative is opening things that turn out to be fine.

Maybe, and that is worth a call rather than a wait. Bearing noise, cavitation, and a motor struggling against a blocked impeller all sound alarming and mean different things. Some are a cheap fix caught early and an expensive one caught late.

You can buy parts from either of our stores and plenty of customers do. What we would say honestly is that anything involving gas, high voltage, or bonding is not a good place to learn, and a heater or a salt system installed incorrectly can void its warranty. Come in, tell us what you are working on, and we will tell you straight whether it is a reasonable job to take on. See stores and supplies.

We won't put a number on a web page that we'd have to walk back the moment we see your yard, and anybody who does is quoting a pool they haven't looked at. What we can tell you is what moves it: overall size, how much decking you want, whether the lot needs retaining, your finish and tile selection, the equipment package, and how hard it is to get a machine into the backyard. The consult is free and it ends with an itemized proposal and a CAD drawing, so you'll have a real number before you've spent anything.

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Your premier provider of backyard fun and expert pool solutions in Murfreesboro and Middle Tennessee.
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(615) 907-4200 officesupport@backyardbluestn.com
2126 N Thompson Ln
Murfreesboro, TN 37129
2812 Old Fort Pkwy A
Murfreesboro, TN 37128
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Licensed & insured pool contractor serving Rutherford, Williamson, Wilson & Bedford counties.